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BETTER RATES - BETTER SERVICE
free loan consultation | Toll Free 877-752-SAVE
info@mortgagetech.net
Tuesday, December 12, 2017
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Copyright © 2016
Equal Housing Opportunity
Registered Mortgage Broker – NYS Department of Financial Services
Agent Funding & Abstract, LLC dba Mortgage Tech Home Finance NMLS #8162
All Mortgage loans are arranged with third-party providers
Correspondent Residential Mortgage Lender New Jersey Department of Banking and Insurance



Copyright © 2016
Equal Housing Opportunity
Registered Mortgage Broker – NYS Department of Financial Services
Agent Funding & Abstract, LLC dba Mortgage Tech Home Finance NMLS #8162
All Mortgage loans are arranged with third-party providers
Correspondent Residential Mortgage Lender New Jersey Department of Banking and Insurance

Commercial Loans

Commercial lending is not standardized as it relates to programs and guidelines. What regulations do exist will change over time and with market conditions. Since commercial loans usually represent a significant business expense it is always prudent to consult a real estate professional, attorney, accountant, and commercial lender to provide all the information needed to make an informed decision that meets the needs of the business.

Commercial Debt Ratios
This article explains how the Monthly Housing Expense and Debt to Income ratios are calculated.

Commercial Debt Service Coverage Ratio
This article explains how the Debt Service Coverage Ratio on commercial property loans is calculated.

Commercial Lending Ratios
This article provides additional information on how ratios are used in commercial lending.

Commercial Loan Checklist
This list will help you identify the types of information a banker will need to make an informed decision about your business.

Commercial Loan to Value Ratios
This article explains how the loan-to-value (LTV) ratio is calculated.

Commercial Property Types
This article lists some of the types of properties that require commercial financing.

Commercial Underwriting Guidelines
This article details some of the common criteria lenders evaluate in a commercial loan application package.

Commercial Financing Options
This article reviews some of the financing options available for commercial lending.

Questions to Ask Yourself
This article provides some questions for the borrower to review with any commercial lender.

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