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21 12, 2018

Mortgage Tech Celebrates 19 Years of Adopt-A-Senior

By |December 21st, 2018|Blog|Comments Off on Mortgage Tech Celebrates 19 Years of Adopt-A-Senior

In 1999, Annmarie Izzo, of the Staten Island Board of Realtors group, started the Adopt-a-Senior foundation to help out the senior citizens of Staten Island during the holiday season. 19 years later, Annmarie has grown the foundation and adopts hundreds of seniors every year. Mortgage Tech’s Philip Benigno and Alfred Alcasid, along with several [...]

14 12, 2018

The Big Banks Don’t Want To Approve Your Mortgage

By |December 14th, 2018|Blog|Comments Off on The Big Banks Don’t Want To Approve Your Mortgage

Since 2011, the five largest U.S. banks have drastically reduced their mortgage originations. The five largest, Wells Fargo, JP Morgan Chase, Bank of America, U.S. Bancorp & Citigroup have reduced their approved mortgages by 50%. The withdrawal of the “BIG 5” from the mortgage business is a result of the fundamental shift in regulations [...]

3 12, 2018

Don’t Buy a Home Until You Know This Number

By |December 3rd, 2018|Blog|Comments Off on Don’t Buy a Home Until You Know This Number

Purchase price? Loan amount? Monthly Payment? These are in fact all important numbers, but the number I’m referring to is your credit score. This is the very first number you should be focusing on. Your credit score is one factor that will determine the interest rate you are eligible for. The others being your [...]